Gold Band Finance Limited offers deposit investments and makes business and personal loans. It is not an investment or financial adviser. Lending Criteria apply to all loans.

Gold Band Finance Limited holds a licence, as a non-bank deposit taker, pursuant to the Non-bank Deposit Takers Act 2013. The Reserve Bank acts as the prudential regulator and licensing authority for the non-bank deposit taker sector. The licence was granted by the Reserve Bank of New Zealand on 30 April 2015.