Gold Band Finance: Logo Call Us: 0800553000
Call Us: 0800553000


If you are looking for a secure, transparent and easily manageable investment product that gives you consistently competitive returns, we’re here to help.

We give you control of your investments, letting you choose:

How much you want to invest

How long you want to invest for – up to 5 years

How you want your interest paid or compounded

Secured Debenture Stock

Reinvestment options on maturity


Helping you
– and your community

Gold Band Finance Limited is not in the business of providing financial advice. We recommended that you should take independent legal and financial advice if required.

Whether it’s easiest to invest online, via mail, telephone, or visit us at our Christchurch offices, our team of investment consultants will be happy to assist you.

Your investment with Gold Band Finance also contributes to the growth of New Zealand. You help us fund a wide base of urban and rural businesses across the country – supporting a thriving local community.

Gold Band Finance is a Registered Financial Service Provider. The Financial Service Providers register can be searched at

Helping you – and your community


Our Product Disclosure Statement has been registered and a copy is available at the New Zealand Companies Office website and under the Documents section for Gold Band Finance Limited (company number 321896).

You can also read it here.

CREDIT RATING The Non-bank Deposit Takers Act 2013 requires deposit takers to hold a credit rating, subject to certain exemptions. Gold Band Finance does not have a credit rating because it is operating under an exemption (Deposit Takers Credit Ratings Minimum Threshold) Exemption Notice 2009, originally pursuant to section 157G of the Reserve Bank of New Zealand Act 1989) from the requirement under the Act to have a credit rating.

The exemption applies because the Company and the Group has liabilities of less than $20 million, making it unduly onerous and burdensome to comply with the requirement under the Act to have a credit rating.

The exemption will apply for the period during which the Company meets the exemption criteria, and will have the effect of allowing the Company to maintain a lower cost structure than would be the case if rated. In general terms the exemption provides for diversity within the Non bank deposit taker sector, by accommodating smaller issuers that would otherwise be disadvantaged by the cost of credit rating, reducing the risk that the sector consolidates to comprise a small number of similar large scale issuers. In addition, investors will be unable to use credit ratings as a basis for comparing rated issuers with unrated issuers.


To discuss your lending or investment requirements, please contact us on 0800 55 3000 or 03 961 3000


Download our  Application form, complete and fax to us on 03 963 0379