Gold Band Finance: Logo Call Us: 0800553000
Call Us: 0800553000


If you are looking for a secure, transparent and easily manageable investment product that gives you consistently competitive returns, we’re here to help.

We give you control of your investments, letting you choose:

How much you want to invest

How long you want to invest for – up to 5 years

How you want your interest paid or compounded

Secured Term Deposit

Reinvestment options on maturity


Helping you
– and your community

Gold Band Finance Limited is not in the business of providing financial advice. We recommended that you should take independent legal and financial advice if required.

Whether it’s easiest to invest online, via mail, telephone, or visit us at our Christchurch offices, our team of investment consultants will be happy to assist you.

Your investment with Gold Band Finance also contributes to the growth of New Zealand. You help us fund a wide base of urban and rural businesses across the country – supporting a thriving local community.

Gold Band Finance is a Registered Financial Service Provider. The Financial Service Providers register can be searched at

Helping you – and your community


Our Product Disclosure Statement has been registered and a copy is available at the New Zealand Companies Office website and under the Documents section for Gold Band Finance Limited (company number 321896).

You can also read it here.

CREDIT RATING A credit rating is an independent opinion of the capability and willingness of an entity to repay its debts (in other words, its creditworthiness). It is not a guarantee that the financial product being offered is a safe investment. A credit rating should be considered alongside all other relevant information when making an investment decision.

GBF has been rated by Equifax Australasia Credit Ratings Pty Limited ("Equifax"). Equifax gives ratings from AAA through to D. The credit rating relates to debt securities GBF issues to investors.

On 18 October 2023, Equifax issued GBF a credit rating of B+ with a positive outlook. A copy of the credit rating can be found here and is available at the Disclose Register.

GBF is required to provide investors with a Credit Risk Statement. The Credit Risk Statement can be found here and is available at the Disclose Register. The Credit Risk Statement contains the scale of credit ratings that Equifax use.


To discuss your lending or investment requirements, please contact us on 0800 55 3000 or 03 961 3000


Download our Application Form, complete and email to us at: