GBF offers a new 
way of banking
We believe local businesses and the community at the Top of the South Island deserve the support of a highly-experienced, on-the-ground team – to help them build and grow, or maximise their savings and investments.
And that means doing things a little differently – or rather – how they used to be done. With personal service, from people who know the region, because they have lived and worked here for decades. And with an approach that means – rather than relying on some inflexible rules, established in an offshore head office – we work with local people to understand their needs, and find a way to structure finance to help.
We don’t say yes to everything. Our focus is on investing in things that are productive, like providing homes, or building businesses. But we also know that by taking the personal approach, we can help more people access ‘money for the right reasons’.
Lending
With our local clients in mind, we have developed a wide range of financial products designed to meet the needs of local business owners, entrepreneurs, homeowners, builders and developers. By working closely with every client to understand their personal requirements, we have also been able to strike the right balance of tailored service and carefully-managed risk.
If you are:
- A home builder
- Property developer
- Entrepreneur
- Business owner
- Retailer or service operator
Come and talk to us about developing a product to suit your needs, based on our proven experience of working with thousands of Kiwis just like you.
Investment
For savings and investment our aim is to ensure solid returns for our investors while generating steady and consistent growth. We understand how important the returns we provide are for our investors, especially those supplementing fixed incomes. So we will continue to find a prudent balance between offering some of the country’s leading rates and the financial stability of the organisation.
GBF is proud to be part of the Depositor Compensation Scheme introduced in July 2025. Deposits are protected up to applicable limits. Conditions apply.
OUR LOCAL TEAM
General Manager
Tony Cadigan
A career banker with more than 40 years’ experience, Tony has worked on the West Coast – where he grew up – as well as in Auckland, Nelson and Tasman. Tony believes that banking is all about relationships built on the foundation of trust, the way things used to be, using proven methods that have survived the test of time.
“It’s is not just about talking to people, it’s about understanding people and supporting them to achieve their business and personal goals. That’s where the real success is.”
Manager Top of the South
Brent Williams
Brent has worked for over 35 years in the banking and finance industry – spending a good deal of his career in Nelson. He has a wide range of experience in personal, business and commercial lending.
“There’s nothing more satisfying than helping meet clients’ funding requirements to establish a new business venture or expand their existing one. It’s extremely rewarding seeing the difference that makes to their lives.”
Email Brent